Financial Solutions for Every Stage of Growth
Empowering businesses through clarity, strategy, and financial expertise.
Every business has different financial needs — and at Lugora, we’ve built our service packages to reflect that. Whether you’re a sole trader seeking stress-free tax support or a scaling enterprise looking for Virtual Finance Director guidance, our flexible solutions adapt to your stage of growth.
Each package is underpinned by Lugora’s core values: clarity, reliability, and strategic insight — ensuring you always receive expert guidance, total transparency, and genuine partnership.
Solo
Simple, stress-free compliance for sole traders and freelancers.
For individuals who want peace of mind at tax time, Solo delivers straightforward compliance and expert support. We handle the details so you can focus on what matters most — running your business.
Key Services
- Annual Self-Assessment submission to HMRC
- Review of income and expenses
- Deadline reminders and professional assistance
Digital Compliance
Stay compliant in the digital era with ease.
Designed for businesses navigating Making Tax Digital (MTD) requirements, this package ensures your compliance is effortless and consistent throughout the year.
Key Services
- All Solo services included
- Quarterly MTD submissions to HMRC
- Digital record-keeping setup and guidance
- Ongoing compliance monitoring and updates
Core
The essential framework for strong financial foundations.
Ideal for small businesses ready to bring structure and consistency to their finances. Core covers everything from bookkeeping to payroll and VAT — handled accurately, efficiently, and on time.
Key Services
- All Digital Compliance services included
- Bookkeeping in Xero or QuickBooks
- Payroll processing and management
- VAT returns with quarterly financial summaries
Momentum
Turn insight into action and drive meaningful growth.
Momentum gives SMEs the clarity and control to make data-driven decisions. Through live dashboards, detailed management reports, and strategic reviews, you’ll always have a clear view of your business performance.
Key Services
- All Core services included
- Monthly bookkeeping close and reconciliations
- Monthly Management Accounts Pack
- Live KPI dashboard with real-time analytics
- Quarterly advisory sessions focused on performance and growth
Edge
Gain the competitive advantage your business deserves.
Edge is designed for ambitious businesses looking to plan ahead and operate with foresight. From detailed forecasting to industry benchmarking, it’s about staying prepared and proactive.
Key Services
- All Momentum services included
- Rolling 12-month forecasts updated monthly
- Scenario modelling and financial stress testing
- KPI benchmarking and performance analysis
- Monthly advisory meetings with tailored recommendations
Pinnacle
Your Finance Director as a Service – the ultimate strategic partnership.
Pinnacle provides full-scale financial leadership for scaling businesses that need high-level direction without a full-time FD. It’s a complete, board-level solution designed to drive sustainable success.
Key Services
- All Edge services included
- Strategic financial planning aligned with long-term goals
- Board Pack preparation and presentation
- Multi-entity group reporting and consolidation
- Fundraising and investment strategy support
- Weekly or 13-week cashflow forecasting
- Attendance at board meetings (virtual or in person)
- Unlimited strategic and advisory support by phone or email
Additional Services
Flexible add-ons to enhance your operations and unlock extra value.
AI for Business
Harness the power of AI to transform the way your business operates.
Discover how AI can streamline workflows, automate repetitive tasks, improve decision-making, and boost productivity. With tailored guidance, you’ll learn exactly where AI can create real impact in your business — from smarter reporting to automated admin and enhanced customer experience.
What's Included:
- Bespoke review of AI opportunities within your business
- Setup and implementation of AI tools
- Training on safe and effective AI use
- Ongoing support to optimise AI-driven workflows
Operational Support
Create smoother operations with the right systems, processes, and technology.
If you’re feeling the pinch in any area of your business — admin, finance, customer management, workflows — we’ll identify the bottlenecks and build solutions that make your day-to-day operations more efficient and scalable.
What's Included:
- Review of current processes and pain points
- Recommendation and implementation of software + tools
- Workflow redesign to improve efficiency
- Training and ongoing operational support
QuickBooks / Xero Training
Become confident, capable, and in control of your finances.
Hands-on training designed to help you get the most out of your accounting software. Whether you’re a complete beginner or looking to refine your skills, sessions are tailored to your business and your level.
What's Included:
- One-to-one or team training sessions
- Custom walkthroughs based on your business setup
- Best practices for accurate bookkeeping
- Tips to save time and improve financial clarity
Frequently Asked Questions
Answers to common queries about our services and packages.
Which package is best for my business size?
Our packages are designed to scale with your business. Solo and Digital Compliance suit freelancers and microbusinesses, while Momentum, Edge, and Pinnacle cater to SMEs and growing enterprises.
Can I upgrade my package later?
Absolutely. As your business evolves, you can move seamlessly between packages without disruption.
Do you work with clients outside the UK?
While our services are UK-focused, we can support businesses with international operations who require UK compliance and reporting.
Are your packages customisable?
Yes — we can tailor certain features and advisory elements to meet your specific needs.
Not Sure Which Package is Right for You?
Let us guide you to the ideal package for your business needs.
Every business is unique — and so is our approach. Whether you’re taking your first steps or scaling fast, we’ll tailor a solution that aligns with your objectives and budget.
Contact us today to discuss your goals and discover which Lugora package can best support your business growth.
